Health Benefits

Provided by ABO

for

Announcing Health Benefits Provided by ABO for RE/MAX Affiliates. Agents can apply to receive coverage that may provide more value at lower costs.

Enrollment will be open from the 1st to the 10th of each month. Coverage will be effective the 1st of the following month.
RE/MAX trademarks and logos used under license granted by RE/MAX, LLC.

New Plan Comparison for 2021

Aetna National PPO Network and Plans

Excluding Hawaii

Integrated Dental and Vision plans also with Aetna

Better Plans.
More Options.

  • Lower Deductible Options
  • Lower Co-Insurance
  • Out of Network benefits in California
  • Lower Co-Insurance costs for out of network benefits
  • Lower Out of Pocket Max
  • Copay for ER visits

Enhanced Pharmacy Coverage

  • Non-restricted and Expanded Drug Formulary
  • Specialty Drug Coverage
  • Lower Copays

Enrollment is open from the 1st to the 10th of each month, with coverage starting on the 1st of the following month.

All PPO Plans Provide Agents with Nationwide Coverage.

Program Benefits

Health

Individual & family coverage for dependents under the age of 26.

Vision

Guaranteed issued individual and family plans available through MetLife.

Dental

Guaranteed issued individual and family plans available through MetLife.

FSA

Dedicated account funded with pre-tax dollars, allowing you to pay for certain out-of-pocket health care, dependent care, and commuter costs.

More

Additional Benefits include Life Insurance, Accidental Death and Dismemberment (AD&D), and an Employee Assistance Program (EAP)

Who is Eligible?

Agents affiliated with RE/MAX Brokers in the US are eligible to participate in the program. All applicants must complete the enrollment steps and will have effective coverage the first day of the following month.

Optional Benefit Services
& Products

  • 4 plan options to choose from, all utilizing one of the nation’s largest PPO network
  • 2 PPO Dental Plans:
    • $1,500 Max with Orthodontia
    • $1,000 Max
  • Provided on a guaranteed issue basis:
    • Dental Insurance 
    • Vision Insurance
No waiting periods on any services.

How Does an Agent Apply to the Program?

How Does the Program Work?

In order for an Agent affiliated with RE/MAX to participate in this program, the Agent must become an employee of ABO.

A portion of the 1099 Agent compensation will be required to be processed through payroll by ABO. Once the enrollment process is completed, the participating Agent will be required to run a minimum payroll monthly based on 30 hours per week at the mandated minimum wage in the area the Agent conducts business.

Each Agent will be required to run a monthly payroll.

Funds will be drawn from the ‘Agent’s account’ by ACH prior to the designated pay date and will include:

  • payroll and all taxes associated
  • the expense of the health and any ancillary benefit plans selected
  • workers’ compensation insurance
  • a $89 administrative fee for each enrolled member per month
 

Payroll must be processed in order for the Agent to participate in the benefits of the program

ABO will initiate payroll processing for the first designated pay date after the completed enrollment. A detailed invoice will be sent to the Agent at least 5 business days prior to the date that the funds will be withdrawn. Payroll (including payroll‐taxes, benefit costs, workers’ compensation and administrative fees) will be withdrawn directly by ABO at least seven (7) business days prior to the designated pay date via ACH Debit from an account specified in advance by the participant.

FEE FOR INSUFFICIENT FUNDS IS $200 PER OCCURRENCE
Two occurrences of insufficient funds in a rolling 12 month period will result in immediate termination from the program.

Involuntary Termination
From the Program

Program Participants who sever their relationship with RE/MAX (involuntarily) are eligible to continue for an additional 18-month period as their termination of employment would be a COBRA qualifying event.

Additional Products
& Services

Workers’ compensation insurance and any applicable state mandated disability will be provided in accordance with NCCI and state specific rates.

Voluntary or Involuntary Termination From the Program

Program Participants who sever their relationship with RE/MAX (involuntarily) are eligible to continue for an additional 18-month period as their termination of employment would be a COBRA qualifying event.

Additional Products & Services

Workers’ compensation insurance and any applicable state mandated disability will be provided in accordance with NCCI and state specific rates.

TAX & PAYROLL SERVICES
If you have questions regarding tax & payroll services, please contact your program team at (833) 700-0652. If you are a group with W-2 employees who require payroll processing ABO will establish this service when you are notified of your acceptance.

Get Started

Individual RE/MAX Agents

Enrollment Portal is open from the 1st to the 10th of each month, with coverage starting on the 1st of the following month.

Group Agents

If you have 2 or more W-2 employees on your team (including yourself), contact us below for more information on the available group program designed to support your entire team.

Individual RE/MAX Agents

Enrollment Portal is open from the 1st to the 10th of each month, with coverage starting on the 1st of the following month.

Group Agents

If you have 2 or more W-2 employees on your team (including yourself), contact us for more information on the available group program designed to support your entire team.

Still Have Questions?

CONTACT US BELOW—WE’RE HERE TO HELP!

FOR QUESTIONS REGARDING HEALTH BENEFITS DETAILS

7:30AM—6:00PM CST | MON—FRI

FOR QUESTIONS REGARDING PROGRAM DETAILS, INCLUDING PAYROLL

7:30AM—6:00PM CST | MON—FRI

FOR ALL BENEFIT QUESTIONS, YOU CAN EMAIL remax@hubinternational.com
FOR ALL PROGRAM QUESTIONS, YOU CAN EMAIL remaxinfo@abopeo.com